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@media print{.header,.guide-nav,.actions,.hero-visual,.contact-section,.footer,.back-link{display:none}.wrap{width:100%}.guide{display:block}.section{padding:25px 0}.guide-content>section{break-inside:avoid}details>p{display:block!important}}
@media(max-width:767px){.menu-toggle{min-width:44px;min-height:44px}.hero-visual figcaption{font-size:.875rem;line-height:1.5}.nav.is-open{max-height:calc(100dvh - 100px);overflow-y:auto}.hero-visual{align-self:start}}
.comparison{padding:42px 0 48px}.comparison-global{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.comparison-in-section{padding-bottom:45px}.comparison h2{max-width:780px;font-size:clamp(2rem,3vw,2.8rem)}.comparison-intro{max-width:790px;margin:17px 0 25px;font-size:1.08rem}.comparison-stage{position:relative;width:100%;aspect-ratio:16/9;overflow:hidden;border-radius:6px;background:var(--soft);isolation:isolate}.comparison-stage img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.comparison-before{clip-path:inset(0 calc(100% - var(--position)) 0 0)}.comparison-tag{position:absolute;bottom:18px;z-index:2;background:#022851e8;color:white;border-radius:3px;padding:7px 11px;font:600 .88rem/1.3 var(--sans);max-width:40%}.comparison-tag-before{left:18px}.comparison-tag-after{right:18px;text-align:right}.comparison-divider{position:absolute;top:0;bottom:0;left:var(--position);z-index:3;width:2px;background:white;transform:translateX(-50%);pointer-events:none;filter:drop-shadow(0 1px 3px #022851aa)}.comparison-divider span{position:absolute;top:50%;left:50%;display:grid;place-items:center;transform:translate(-50%,-50%);width:52px;height:52px;border:3px solid white;border-radius:50%;background:var(--blue);color:white;font:700 1.4rem/1 var(--sans)}.comparison-range{position:absolute;inset:0;z-index:4;width:100%;height:100%;margin:0;opacity:0;cursor:ew-resize;touch-action:none}.comparison-stage:focus-within{outline:3px solid var(--blue);outline-offset:4px}.comparison-controls{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:12px}.comparison-controls button{border:1px solid var(--line);background:white;color:var(--navy);border-radius:4px;padding:9px 14px;min-height:44px;cursor:pointer;font-weight:600;white-space:nowrap}.comparison-controls button:hover{background:var(--cloud)}.comparison-controls p{font-size:.9rem;text-align:center}.comparison-disclaimer{margin-top:11px;font-size:.875rem}.comparison-compact{padding:29px 0 0;margin-top:25px;border-top:1px solid var(--line)}.comparison-compact h2{font-size:1.55rem}.comparison-compact .comparison-intro{font-size:1rem}.comparison-compact .comparison-stage{aspect-ratio:4/3}.comparison-compact .comparison-controls p{display:none}.comparison-compact .comparison-tag{font-size:.76rem;max-width:42%;bottom:11px}.comparison-compact .comparison-tag-before{left:11px}.comparison-compact .comparison-tag-after{right:11px}.loan-education{margin-top:35px;padding:28px;background:var(--cloud);border-left:3px solid var(--blue)}.loan-education h3{font:500 1.7rem/1.25 var(--serif);margin-bottom:17px}.loan-education p{font-size:1.05rem}.loan-education a,#company a{color:var(--blue)}#company .plain-note{margin-bottom:22px}
@media(max-width:767px){.comparison{padding:32px 0 38px}.comparison-stage,.comparison-compact .comparison-stage{aspect-ratio:4/3}.comparison h2{font-size:2rem}.comparison-compact h2{font-size:1.65rem}.comparison-intro{font-size:1rem}.comparison-controls p{display:none}.comparison-controls button{font-size:.9rem;white-space:normal}.comparison-tag{bottom:10px;padding:6px 8px;font-size:.75rem;max-width:42%}.comparison-tag-before{left:10px}.comparison-tag-after{right:10px}.comparison-divider span{width:46px;height:46px}.comparison-disclaimer{font-size:.875rem}.loan-education{padding:23px 18px}.loan-education h3{font-size:1.5rem}}
.comparison{scroll-margin-top:130px}.coverage-grid article{min-width:0}.comparison-controls>*{min-width:0}.comparison-controls button{white-space:normal;overflow-wrap:anywhere}.comparison-compact .comparison-controls button{max-width:47%}
.comparison-stage .comparison-before{clip-path:none}.comparison-stage .comparison-after{clip-path:inset(0 calc(100% - var(--position)) 0 0)}.comparison-stage .comparison-tag-before{left:auto;right:18px;text-align:right}.comparison-stage .comparison-tag-after{left:18px;right:auto;text-align:left}.comparison-stage .comparison-tag[hidden]{display:none}.comparison-compact .comparison-tag-before{left:auto;right:11px}.comparison-compact .comparison-tag-after{left:11px;right:auto}@media(max-width:767px){.comparison-stage .comparison-tag-before{left:auto;right:10px}.comparison-stage .comparison-tag-after{left:10px;right:auto}}

.service-access{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-bottom:24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.service-access>a{padding:28px 30px;text-decoration:none;border-right:1px solid var(--line);transition:background .15s}.service-access>a:first-child{padding-left:0}.service-access>a:last-child{border-right:0}.service-access>a:hover{background:var(--cloud)}.service-access h2{font:600 1.4rem/1.3 var(--sans);margin:10px 0}.service-access p{font-size:1rem}.service-access .coverage-scope{font-size:.875rem;color:var(--blue)}@media(max-width:767px){.service-access{grid-template-columns:1fr}.service-access>a,.service-access>a:first-child{padding:22px 8px;border-right:0;border-bottom:1px solid var(--line)}.service-access>a:last-child{border-bottom:0}}

.visual-journey{margin-top:58px}.visual-journey>.eyebrow{margin-bottom:12px}.visual-journey>h3{font:500 clamp(1.85rem,3vw,2.5rem)/1.14 var(--serif);letter-spacing:-.03em;max-width:780px}.visual-journey>.journey-intro{max-width:760px;margin:18px 0 28px}.journey-step-heading{display:flex;align-items:flex-start;gap:17px}.journey-step-number{display:inline-grid;place-items:center;flex:none;width:42px;height:42px;border-radius:50%;background:var(--blue);color:#fff;font:700 .9rem/1 var(--sans)}.visual-journey h4{margin:0 0 8px;font:650 1.34rem/1.28 var(--sans);letter-spacing:-.012em}.visual-journey .journey-step-heading p,.visual-journey .journey-loan-card p,.visual-journey .journey-interest p,.visual-journey .journey-disclaimer{font-size:1rem;line-height:1.55}.journey-chart-card{background:var(--navy);color:#fff;border-radius:6px;padding:30px;margin-top:28px}.journey-chart-card .journey-step-number{background:#a9d5ff;color:var(--navy)}.journey-chart-card p{color:#d5e5f4}.journey-chart{margin:20px 0 0;background:#073b70;border:1px solid #366b9e;border-radius:5px;padding:18px 18px 17px}.journey-chart figcaption{font-weight:650;font-size:1rem}.journey-chart svg{display:block;width:100%;height:auto;margin:7px auto 0}.journey-grid{fill:none;stroke:#4475a3;stroke-width:1}.journey-deposits rect{fill:#86c4fc;opacity:.7}.journey-value-line{fill:none;stroke:#fff;stroke-width:5;stroke-linecap:round}.journey-value-points circle{fill:#fff;stroke:#005ebf;stroke-width:3}.journey-chart-legend{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:3px;font-size:.9rem}.journey-chart-legend span{display:inline-flex;align-items:center;gap:8px}.journey-chart-legend span:before{content:"";width:22px;height:9px;border-radius:2px;display:inline-block}.legend-deposits:before{background:#86c4fc}.legend-value:before{background:#fff}.journey-chart p{font-size:.88rem;line-height:1.5;margin-top:13px;color:#d5e5f4}.journey-loan-card{display:grid;grid-template-columns:1fr 1fr;min-height:275px;margin-top:22px;border:1px solid var(--line);border-radius:6px;overflow:hidden}.journey-loan-card figure{margin:0}.journey-loan-card img{width:100%;height:100%;min-height:275px;object-fit:cover;object-position:45% center}.journey-loan-card>div{padding:27px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}.journey-loan-card h4{margin-top:18px}.journey-uses{margin-top:42px}.journey-use-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:21px}.journey-use-grid figure{margin:0;border:1px solid var(--line);border-radius:5px;overflow:hidden;background:var(--cloud)}.journey-use-grid img{width:100%;aspect-ratio:4/3;object-fit:cover}.journey-use-grid figcaption{padding:12px 11px 14px;font-size:.98rem;font-weight:650;line-height:1.3}.journey-repay{margin-top:43px;padding:28px;background:var(--cloud);border-radius:5px}.journey-balance{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:25px 0 0}.journey-balance li{min-width:0;font-size:.9rem;font-weight:600;line-height:1.35}.balance-bar{display:block;height:18px;margin-bottom:10px;border-radius:3px;background:linear-gradient(90deg,#005ebf,#78b9f5)}.balance-bar-1{width:100%}.balance-bar-2{width:66%}.balance-bar-3{width:18%}.journey-interest{display:grid;grid-template-columns:1.15fr .8fr;gap:25px;margin-top:24px;padding:27px;border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:4px}.interest-compare{align-self:center;display:grid;gap:11px}.interest-compare span{display:block;padding:11px 14px;border-radius:3px;background:#e6f1fc;color:var(--navy);font-size:.9rem;font-weight:600;line-height:1.3}.interest-compare span:last-child{background:#f4f7fa;border:1px dashed #8badce}.visual-journey>.journey-disclaimer{margin:20px 0 0;color:var(--grey);font-size:.9rem}.visual-journey+.comparison{margin-top:34px;border-top:1px solid var(--line)}
@media(max-width:767px){.visual-journey{margin-top:42px}.visual-journey>h3{font-size:2rem}.journey-chart-card{padding:21px 15px}.journey-chart{padding:15px 10px}.journey-chart svg{min-height:195px}.journey-step-heading{gap:12px}.journey-step-number{width:37px;height:37px;font-size:.8rem}.visual-journey h4{font-size:1.22rem}.journey-loan-card{grid-template-columns:1fr}.journey-loan-card img{height:215px;min-height:0}.journey-loan-card>div{padding:20px}.journey-loan-card h4{margin-top:14px}.journey-use-grid{grid-template-columns:1fr;gap:14px}.journey-use-grid figure{display:grid;grid-template-columns:42% 1fr;align-items:center}.journey-use-grid img{height:100%;min-height:117px;aspect-ratio:auto}.journey-use-grid figcaption{font-size:1rem;padding:12px 14px}.journey-repay{padding:21px 17px}.journey-balance{gap:8px}.journey-balance li{font-size:.78rem}.journey-interest{grid-template-columns:1fr;padding:22px;gap:18px}}
@media(max-width:767px){.journey-balance li{font-size:.875rem}}
.journey-source-list{list-style:none;display:flex;flex-wrap:wrap;gap:8px 18px;margin:12px 0 0}.journey-source-list a{font-size:.88rem;color:var(--blue)}

.aca-section{border-top:1px solid var(--line)}.aca-intro{display:grid;grid-template-columns:1fr 1fr;gap:35px;align-items:end}.aca-intro p{font-size:1.06rem}.aca-filter{display:flex;align-items:end;gap:20px;flex-wrap:wrap;margin:34px 0 20px}.aca-filter label{display:grid;gap:7px;font-size:.9rem;font-weight:700}.aca-filter select{min-height:47px;min-width:240px;padding:9px 36px 9px 14px;border:1px solid #97aabd;border-radius:4px;background:#fff;color:var(--navy);font:inherit;font-weight:500}.aca-filter select:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.aca-filter p{font-size:.92rem;padding-bottom:10px}.aca-carriers{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.aca-carrier{border:1px solid var(--line);border-radius:5px;padding:18px 19px;background:var(--white)}.aca-carrier[hidden]{display:none}.aca-carrier h3{font-size:1.12rem}.aca-new-only{font-size:.82rem;font-weight:700;color:var(--blue);margin:5px 0 0}.aca-states{display:flex;flex-wrap:wrap;gap:5px;margin-top:13px}.aca-states span{display:inline-flex;min-width:32px;justify-content:center;padding:4px 6px;border-radius:3px;background:#e9f2fa;color:var(--navy);font-size:.74rem;font-weight:700}.aca-operations{margin-top:55px}.aca-operations>h3{font:500 clamp(1.7rem,2.5vw,2.3rem)/1.2 var(--serif);letter-spacing:-.025em}.aca-operations>p{max-width:820px;margin:15px 0 20px}.aca-table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:5px}.aca-table-scroll:focus-visible{outline:3px solid var(--blue);outline-offset:3px}.aca-table-scroll table{width:100%;min-width:730px;border-collapse:collapse;font-size:.91rem}.aca-table-scroll th,.aca-table-scroll td{padding:13px 15px;text-align:left;border-bottom:1px solid var(--line)}.aca-table-scroll thead th{background:var(--navy);color:#fff;font-weight:650;line-height:1.3}.aca-table-scroll tbody tr:nth-child(even){background:var(--cloud)}.aca-table-scroll tbody tr:last-child th,.aca-table-scroll tbody tr:last-child td{border-bottom:0}.aca-table-scroll tbody th{font-weight:700}.aca-operations .aca-note{font-size:.88rem;line-height:1.5;margin-top:16px}
@media(max-width:900px){.aca-carriers{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:767px){.aca-section{padding-block:65px}.aca-intro{grid-template-columns:1fr;gap:14px}.aca-filter{align-items:stretch;display:grid;gap:8px}.aca-filter select{width:100%}.aca-filter p{padding:0}.aca-carriers{grid-template-columns:1fr 1fr;gap:9px}.aca-carrier{padding:14px 12px}.aca-carrier h3{font-size:1rem}.aca-states span{min-width:30px}.aca-operations{margin-top:42px}.aca-table-scroll table{font-size:.86rem}}
@media(max-width:420px){.aca-carriers{grid-template-columns:1fr}}
@media(max-width:767px){.aca-table-scroll{overflow:visible;border:0}.aca-table-scroll table{min-width:0;display:block}.aca-table-scroll thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.aca-table-scroll tbody{display:grid;gap:10px}.aca-table-scroll tbody tr{display:block;border:1px solid var(--line);border-radius:5px;overflow:hidden;background:#fff}.aca-table-scroll tbody tr:nth-child(even){background:#fff}.aca-table-scroll tbody th{display:block;background:var(--navy);color:#fff;border:0;padding:11px 14px}.aca-table-scroll tbody td{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:9px 14px;line-height:1.4}.aca-table-scroll tbody td:before{content:attr(data-label);font-weight:650;color:var(--navy)}.aca-table-scroll tbody tr:last-child td{border-bottom:1px solid var(--line)}.aca-table-scroll tbody tr td:last-child{border-bottom:0}}

/* Living-benefit explainer: compact, accessible visual guide. */
.living-visual{margin-top:34px}.living-visual-label{margin-bottom:16px!important;color:var(--blue)!important;font-size:.82rem!important;font-weight:700;letter-spacing:.12em;text-transform:uppercase}.benefit-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:14px}.benefit-card{grid-column:span 2;min-width:0;padding:23px 21px 25px;border:1px solid var(--line);border-radius:6px;background:var(--cloud)}.benefit-card:nth-child(n+4){grid-column:span 3}.benefit-icon{display:grid;place-items:center;width:68px;height:68px;margin-bottom:18px;border-radius:16px;background:#dcecfb;color:var(--blue)}.benefit-icon svg{width:46px;height:46px}.benefit-card h3{font-size:1.16rem;margin-bottom:9px}.guide-content .benefit-card p{font-size:.97rem;line-height:1.48}.benefit-flow{margin-top:24px;padding:24px 26px 26px;border-radius:6px;background:var(--navy);color:white}.benefit-flow h3{font:500 1.4rem/1.25 var(--serif);margin-bottom:19px}.benefit-flow ol{list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin:0}.benefit-flow li{position:relative;display:flex;flex-direction:column;gap:8px;min-width:0;padding:0 14px 0 0;color:#e6f2fc;font-size:.92rem;line-height:1.35}.benefit-flow li+li{padding-left:20px;border-left:1px solid #4777a0}.flow-number{font-weight:750;color:#8dc5fa;font-size:.8rem;letter-spacing:.1em}.guide-content .living-disclosure{margin-top:18px;font-size:.92rem;line-height:1.55;color:#43566a}.living-source{display:inline-flex;align-items:center;min-height:44px;margin-top:9px;color:var(--blue);font-size:.92rem;font-weight:650}.living-source:hover{text-decoration-thickness:2px}#living-benefits>.plain-note{font-size:.94rem;line-height:1.55;margin-top:15px}
@media(max-width:900px){.benefit-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.benefit-card,.benefit-card:nth-child(n+4){grid-column:auto}}
@media(max-width:600px){.benefit-grid{grid-template-columns:1fr;gap:10px}.benefit-card,.benefit-card:nth-child(n+4){display:grid;grid-template-columns:52px 1fr;column-gap:15px;padding:17px}.benefit-icon{grid-row:1/3;width:52px;height:52px;margin:0;border-radius:12px}.benefit-icon svg{width:36px;height:36px}.benefit-card h3{font-size:1.12rem;margin:0 0 5px}.guide-content .benefit-card p{font-size:.95rem;line-height:1.42}.benefit-flow{padding:21px 18px}.benefit-flow ol{grid-template-columns:repeat(2,minmax(0,1fr));gap:0}.benefit-flow li,.benefit-flow li+li{min-height:95px;padding:12px 12px 12px 0;border:0;border-top:1px solid #4777a0}.benefit-flow li:nth-child(even){padding-left:14px;border-left:1px solid #4777a0}.benefit-flow h3{font-size:1.3rem}.guide-content .living-disclosure{font-size:.9rem}}

/* Official social channels. */
.social-section{border-top:1px solid var(--line)}.social-heading{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:end;margin-bottom:27px}.social-heading h2{max-width:650px}.social-heading p{font-size:1.08rem}.social-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.social-card{display:block;min-width:0;overflow:hidden;border:1px solid var(--line);border-radius:6px;background:#fff;text-decoration:none;transition:transform .18s,box-shadow .18s}.social-card:hover{transform:translateY(-3px);box-shadow:0 15px 30px #02285116}.social-image{aspect-ratio:16/10;display:grid;place-items:center;background:var(--cloud);overflow:hidden}.social-image img{width:100%;height:100%;object-fit:contain}.social-card-copy{padding:21px 22px 23px}.social-platform{display:block;color:var(--navy);font:600 1.45rem/1.2 var(--serif)}.social-card-copy p{margin:7px 0 16px;font-size:.98rem}.social-action{color:var(--blue);font-weight:700;font-size:.94rem}.social-action span{padding-left:5px}.footer-social{display:flex;flex-wrap:wrap;gap:9px 20px;margin-top:16px}.footer-social a{display:inline-flex;align-items:center;min-height:44px;color:var(--blue);font-size:.95rem;font-weight:600}
@media(max-width:900px){.social-heading{grid-template-columns:1fr;gap:14px}.social-grid{gap:12px}.social-card-copy{padding:17px}.social-platform{font-size:1.3rem}}
@media(max-width:650px){.social-grid{grid-template-columns:1fr;gap:16px}.social-card{display:grid;grid-template-columns:42% 1fr}.social-image{height:100%;aspect-ratio:auto;min-height:160px}.social-card-copy{display:flex;flex-direction:column;justify-content:center;padding:18px}.social-card-copy p{margin:7px 0 10px;font-size:.94rem}.social-heading p{font-size:1rem}}