Your family
People who count on your income and care.
LIFE · HEALTH · MEDICARE
Understand your options. Protect what matters.
Explore life insurance, health coverage and Medicare with guidance in English or Spanish. We help you review your needs, understand the details and decide on your next step.
Explore IUL
Life insurance & IUL
Protection for the people who depend on you.
Participating statesHealth / ACA
Review coverage for your health needs.
FloridaMedicare
Understand your Medicare options.
COVERAGE IN REAL LIFE
From uncertainty to a review of your policies.
An unexpected event can raise questions about costs and coverage. Reviewing your health, life or Medicare policies helps you understand which benefits, limits and costs apply to your situation.
Questions after a surprisePolicies reviewedDrag the line to compare the scenes.
Illustrative scenes. Coverage depends on each policy and its terms.
START WITH WHAT MATTERS TO YOU
Your life gives the conversation its direction.
Your home
A mortgage and the responsibilities that come with it.
Your independence
Coverage to review when you work for yourself.
Your business
Personal responsibilities alongside business commitments.
LIFE INSURANCE
Understand your options. Choose with context.
The starting point is your need for coverage, your budget and how long you need protection. We can help you compare the choices before you apply.
LIFE INSURANCE
Review protection for the people who depend on you.
Family responsibilities can feel heavier when life coverage remains unresolved. Reviewing a policy helps you understand its benefit, terms and fit for your needs. No policy prevents a loss.
Protection still to reviewLife policy reviewedDrag the line to compare the scenes.
Illustrative scenes. Coverage depends on each policy and its terms.
INDEXED UNIVERSAL LIFEFLORIDA
A CLOSER LOOK AT IUL
Protection today. A policy to understand for the long term.
Indexed universal life is a form of permanent life insurance with a death benefit and potential cash value. How it works depends on the policy’s funding, charges and interest-crediting rules.
- Understand how interest is credited
- Review costs, limits and guarantees
- Plan for ongoing policy reviews
IUL is not suitable for everyone. Cash value can decrease, and keeping coverage may require additional premiums.
THE JR APPROACH
A conversation that starts with you.
JR Group Insurance helps people and families understand their coverage options in English and Spanish. Jorge Troconis is your point of contact.
- 01
Tell us about your situation
Share what has changed, who depends on you and what you want to understand.
- 02
Make sense of the options
Review coverage, costs and conditions in language you can use to make a decision.
- 03
Keep your coverage in view
Reach out for a review as your family, work or responsibilities change.
HEALTH & MEDICARE
Guidance for other coverage needs, too.
Participating states
Health insurance / ACA
Review premiums, deductibles, out-of-pocket costs, provider networks and prescription coverage. Availability depends on your location and the insurer.
Ask about health coverageSee carriers and statesHEALTH / ACA
Understand your coverage before you need care.
A bill or a care need can reveal gaps in what you understand about coverage. When reviewing a health plan, check its network, covered services, costs and authorization rules; covered care depends on the contract.
Questions about care and costsHealth plan reviewedDrag the line to compare the scenes.
Illustrative scenes. Coverage depends on each policy and its terms.
Florida
Medicare
Understand coverage options and the steps to review before enrolling. Eligibility may begin at age 65 or earlier in certain circumstances.
Ask about MedicareJR Group Insurance is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
MEDICARE
Put your Medicare options in order.
Keeping track of doctors, medications and appointments can be complicated. A plan review lets you check the network, drug list, rules and applicable costs.
A routine full of questionsMedicare options reviewedDrag the line to compare the scenes.
Illustrative scenes. Coverage depends on each policy and its terms.
HEALTH / ACA · 2026
Participating carriers and states
Select your state to see the companies with which we can review ACA health coverage options. Final availability depends on county, plan and eligibility.
20 carriers
Alliant
GA
Ambetter
ALAZARFLGAILINKSLAMIMSMONENJNCOHOKSCTNTX
AmeriHealth
FLNCSC
Anthem
GAINMOOHVA
AvMed
FL
Blue Cross
GAILINMONCOHTNTXVA
CareSource
GAKYNCOH
Christus
LATX
Cigna
AZFLGAILINMSNJNCTNTXVA
Community
TX
Florida Blue
New policies only
FL
Health First
FL
Imperial
TX
Kaiser
GAMDWA
Molina
FLILKYMIMSOHSCTXUT
Oscar
AZFLGAILKSMIMONENJNCOHOKTNTXVA
Select Health
UT
Sentara
VA
United
ALAZFLGAILKSLAMDMIMSMONJNCOHOKSCTNTXVAWA
Wellpoint
FLTX
What we can review or set up by carrier
This guide shows the options available through each insurer’s portal. We can guide you on payment, AutoPay, a digital ID card and your member number according to what each portal allows.
| Carrier | AutoPay for a new policy | AutoPay at renewal | ID card in portal | Access member number |
|---|---|---|---|---|
| Ambetter | Yes | No | Yes | Yes |
| Aetna | No | No | No | Yes |
| Alliant | No | No | No | Yes |
| AmeriHealth | No | No | No | Yes |
| Blue Cross | Yes | No | No | Yes |
| Florida Blue | Yes | No | No | Yes |
| Molina | Yes | No | No | Not indicated |
| Cigna | Yes | No | No | Not indicated |
| Oscar | No | No | Yes | Yes |
| Select Health | Yes | No | No | Not indicated |
| United Health | No | No | Yes | Yes |
Payments are made with the insurer. A carrier listed here does not guarantee a plan at every address in the state; we confirm availability before enrollment.
COMMON QUESTIONS
A few things you may be wondering.
Can we speak in Spanish?
Yes. We provide guidance in English and Spanish. Choose the language you feel most comfortable using.
Where does JR Group Insurance offer services?
Life insurance, IUL and Medicare services are offered in Florida. Health insurance guidance is available in participating states; insurers and products vary by location. Contact us to check availability for your state.
Do I need to know which policy I want?
No. We can start with your responsibilities, existing coverage, budget and questions. Requesting a conversation does not mean a policy has been recommended or approved.
How do I request a consultation?
Send us a WhatsApp message or email with the type of coverage you want to discuss. We will coordinate the next step with you. A message is a request, not a confirmed appointment.
Should I share medical or financial documents here?
No. Do not send Social Security numbers, Medicare numbers, medical records or banking information through this website. Ask us about the appropriate process if documents are needed.
LET’S TALK
What would you like your coverage to help protect?
Tell us what you want to discuss. We’ll help you take the next step and coordinate a conversation.
WhatsApp opens with a suggested message. You decide whether to send it. An appointment is confirmed only after we coordinate it with you.
Your contact
Jorge Troconis
JR Group Insurance
English & Spanish
JR GROUP INSURANCE ON SOCIAL MEDIA
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